Personal Accident Cover/ Burns Benefit/ Credit Card Protection |
- Medical report or certificate issued by a Physician certifying the degree or severity of disability;
- Police report, where relevant.
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Accidental Death |
- Death certificate;
- Coroner's report;
- Police report, where relevant;
- In the event of a disappearance, presumption of death as proclaimed by court.
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Hospital Cash |
- Diagnosis, including patient name and date of diagnosis, certified by a Physician;
- Original Hospital bill or receipt issued by a Hospital.
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Medical Expenses |
- Original medical receipt with itemized list issued;
- Diagnosis and treatment, including patient name and date of diagnosis, certified by a Physician;
- Original bill/ receipt issued by hotel/airline/Public Conveyance, where relevant.
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Personal Property / Personal Money / Loss of Documents |
- Original receipts, including date of purchase, price, model and type of items lost or damaged;
- Photos of the damaged items showing the extent of the damage;
- Copy of notification to airline/public conveyance and their official acknowledgement in writing when loss of damage has occurred in transit;
- Police report (which must be made within 24 hours of the occurrence);
- Copy of notification to the issuing authority in respect of loss of traveler’s cheques (which must be made within 24 hours of the occurrence).
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Trip Cancellation/Trip Interruption/Trip Curtailment/Cruise Benefits |
- All bills, receipts and coupons;
- Diagnosis and treatment, including patient name and date of diagnosis, certified by a Physician;
- Official documentation from airline/public conveyance including victim’s name, date, time, duration and reason for delay.
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Travel Delay/Baggage Delay |
- Official documentation from the airline/public conveyance including victim’s name, date, time, duration and reason of delay.
- Original bill/ receipt issued by hotel/airline/public conveyance.
- Original bill/receipt of essential toiletries and clothing
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Personal Liability |
- Statement on the nature and circumstances of the incident or event (No admission of liability or settlement can be made or agreed upon without our written consent);
- All associated documentation received in connection with the incident or event (including copies of summons, all court documents, solicitors’ and other legal correspondence).
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Rental Vehicle Excess |
- Rental agreement which shows the excess or deductible and terms and conditions of the comprehensive motor insurance;
- Original receipt of the excess or deductible from the licensed rental agency
- Police report
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Home Contents Protection |
- Receipts, including date of purchase, price, model and type of items lost or damaged;
- Photos of the damaged items showing the extent of the damage;
- Police report (which must be made within 24 hours upon return from the Journey).
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