- Home
- Learn
- Our Products
- What Is Covered?
Regardless of whether you are going on a short trip or a longer vacation, taking a business trip or frequently travelling aboard, you can get the travel insurance coverage you need. Enjoy the flexibility of choosing between Single Trip Plan or Annual Travel Plan.
- Annual
- Single Trip
What is covered by:
(a) Accident whilst travelling on a Public Conveyance and/or due to Kidnap or Hijacking (18 to 75 years of age)
(b) Other Accident (18 up to 75 years of age)
(c) Additional Personal Accident Coverage due to Assault, Murder or Robbery (18 to 75 years of age)
(d) Accident (under 18 or over 75 years of age)
2,500,000
1,500,000
50,000
500,000
2,000,000
1,000,000
50,000
500,000
1,000,000
500,000
50,000
250,000
Reimburse the expenses for out-patient care, hospitalization and surgery arising from Sickness or Bodily Injury occurring during the Journey.
(a) Medical Expenses
(b) Follow-up Medical Expenses
(b)(1)(i)Follow-up Medical Expenses for Bodily Injury
(b)(1)(ii) Follow-up Medical Expenses for Sickness
Covers necessary follow up medical treatment within 90 days upon the Insured Person’s return to Hong Kong SAR. This benefit is extended to cover the cost of registered Chinese Medicine Practitioner treatment, bone-setting or acupuncture.
(b)(2)(i) Maximum amount for Chinese Medicine Practitioner
(b)(2)(ii)Daily maximum amount for Chinese Medicine Practitioner
(c) Trauma Counselling
Covers if an Insured Person is the victim of a traumatic event and sustains Bodily Injury, Chubb will reimburse the expenses for trauma counselling incurred within 90 days from the occurrence of the traumatic event.
(c)(1) Daily maximum amount for Trauma Counselling
(d) Mobility Extension
(e) Hotel Room Accommodation for Convalescence and Travelling Expenses
1,500,000
1,500,000
1,500,000
150,000
3,000
150
20,000
2,000
20,000
20,000
1,200,000
1,200,000
1,200,000
120,000
3,000
150
20,000
2,000
20,000
10,000
600,000
600,000
600,000
60,000
3,000
150
10,000
2,000
10,000
5,000
(a) Emergency Medical Evacuation and/or Repatriation
In the event of Bodily Injury or Sickness of the Insured Person requiring medical evacuation to another location for appropriate medical treatment on the advice of a Physician, cover for the evacuation arrangements and related expenses.
(b) Return of Mortal Remains
Upon the death of the Insured Person as a result of Bodily Injury or Sickness, cover for the arrangement of the return of the Insured Person’s remains to Hong Kong SAR including the related expenses.
(c) Compassionate Visit
(d) Child Escort
In the event that the Insured Person is Confined as a result of Bodily Injury, Sickness or death during the Journey and is travelling with a child who is aged below 18 years old, cover for arrangements to return the child back to Hong Kong SAR if the child would otherwise be left unattended.
(e) Chubb Assistance – 24 Hour Telephone Hotline And Referral Services
"Chubb Assistance" provides the following telephone enquiry services:
- Interpreter Referral Service
- Medical Advice Service
- Hospital Admission Service
- Loss of Luggage and Travel Documents Assistance
- China Emergency Card
Unlimited
Unlimited
20,000
20,000
Applicable
Unlimited
Unlimited
20,000
20,000
Applicable
Unlimited
Unlimited
10,000
10,000
Applicable
(a) Maximum amount
(b) Maximum daily benefit
10,000
500
10,000
500
5,000
500
Burns Benefit
250,000
250,000
150,000
(a) Maximum amount
(b) Maximum amount for each item/set/pair of Sports Equipment
(c) Maximum amount for Camera / Laptop Computer
(d) Maximum amount for each item/set/pair of Personal Property
30,000
5,000
10,000
5,000
20,000
5,000
8,000
3,000
15,000
5,000
5,000
3,000
Personal Money
3,000
2,500
2,000
Loss Of Travel Documents
(a) Maximum daily benefit for accommodation or travel expenses
10,000
10,000
10,000
10,000
5,000
5,000
Trip Cancellation
(a) Maximum amount for Red Alert
50,000
20,000
30,000
10,000
15,000
3,000
(a) Trip Curtailment
50,000
40,000
25,000
Cover for any one (1) item under Section K (a) to (c) only:
After 6 hours period of delay if Public Conveyance is delayed due to adverse weather, Natural Catastrophe, Strike, mechanical fault of Public Conveyance, hijacking or airport closure, Chubb will pay for Cash Benefit.
(a) Maximum amount for Section K(a)
(a)(1) Cash Benefit for each period of delay (Each 6 hour period) of delay
(b)(1) Maximum amount for additional accommodation expenses (After 6 hours period of delay)
(b)(2) Maximum amount for additional transport expenses (After 6 hours period of delay)
(c) Forfeited travel expenses (Trip cancelled after 24-Hour period of delay)
3,000
500
2,000
10,000
3,000
2,000
500
1,500
5,000
3,000
1,500
250
1,000
3,000
3,000
Baggage Delay
3,000
2,000
1,000
Personal Liability
In the event that the Insured Person becomes legally liable to pay compensation for an accident which causes Bodily Injury to another person or destruction of the property of others, Chubb will pay that compensation on behalf of the Insured Person.
4,000,000
3,000,000
2,000,000
Rental Vehicle Excess
Reimburse for any excess or deductible stated in the comprehensive motor insurance which an Insured Person becomes legally liable to pay in respect of loss or damage to the Rental Vehicle caused by an accident whilst the Rental Vehicle is under the control of the Insured Person during the rental period on the Journey.
5,000
5,000
3,000
Cover the loss of Household Contents from the Insured Person’s Principal Home as a result of burglary during the Journey.
(a) Maximum amount
(b) Maximum amount for each item/set/pair
20,000
3,000
10,000
3,000
5,000
1,500
Credit Card Protection
If the Insured Person suffers accidental death caused by a bodily injury sustained during the Journey, Chubb will pay for any outstanding balance charged to the Insured Person’s credit card(s) for goods purchased during the insured Journey.
50,000
50,000
30,000
For coverage details, please refer to Chubb TravelWell Annual Protection Plan Brochure
- This insurance covers Journey departures from Hong Kong SAR only.
- This policy is valid for the purpose of leisure travel or business travel (administrative duty only).
- Age Limit:
- Under the "Individual" plan, the insured person must be aged 18 to 75 years old;
- Under the "Couple" plan, the main insured person and spouse must be aged 18 to 64 on the commencement date
- Under the "Family" plan, the main insured person and spouse must be aged 18 to 64 and the insured child(ren) must be 90 days to 17 years old on the commencement date
- Commencement Date must be within 90 days from the application date and there shall be no coverage before the Commencement Date;
- The maximum period of each insured Journey is 90 days per trip;
- If the Insured Person is covered by more than one Chubb TravelWell Annual Protection Plan Insurance policy underwritten by Chubb Insurance Hong Kong Limited for the same Journey, only the travel insurance policy with the greatest compensation will apply and benefits under that policy will be payable.
- This information is for reference only. For coverage details, please refer to the terms and conditions of the policy. In the event of any discrepancy between the English and the Chinese versions, the English version shall prevail.
- This plan is underwritten by Chubb Insurance Hong Kong Limited (“Chubb”). Chubb is authorized and regulated by the Commissioner of Insurance of the Hong Kong SAR and is solely responsible for all coverage and compensation under the policy.
What is covered by:
(a) Accident whilst travelling on a Public Conveyance and/or due to Kidnap or Hijacking (18 to 75 years of age)
(b) Other Accident (18 to 75 years of age)
(c) Additional Personal Accident Coverage due to Assault, Murder or Robbery (18 to 75 years of age)
(d) Accident (under 18 or over 75 years of age)
2,000,000
1,000,000
50,000
500,000
1,000,000
500,000
50,000
250,000
600,000
300,000
50,000
150,000
2,500,000
1500,000
50,000
500,000
2,000,000
1,000,000
50,000
500,000
Reimburse the expenses for out-patient care, hospitalization and surgery arising from Sickness or Bodily Injury occurring during the Journey.
(a) Medical Expenses
(b) Follow-up Medical Expenses
(b)(1)(i) Follow-up Medical Expenses for Bodily Injury
(b)(1)(ii) Follow-up Medical Expenses for Sickness
Covers necessary follow up medical treatment within 90 days upon the Insured Person’s return to Hong Kong SAR. This benefit is extended to cover the cost of registered Chinese Medicine Practitioner treatment, bone-setting or acupuncture.
(b)(2)(i) Maximum amount for Chinese Medicine Practitioner
(b)(2)(ii) Daily maximum amount for Chinese Medicine Practitioner
(c) Trauma Counselling
Covers if an Insured Person is the victim of a traumatic event and sustains Bodily Injury, Chubb will reimburse the expenses for trauma counselling incurred within 90 days from the occurrence of the traumatic event.
(c)(1) Daily maximum amount for Trauma Counselling
(d) Mobility Extension
(e) Hotel Room Accommodation for Convalescence and Travelling Expenses
(f) IDD cost for confinement arrangement
1,200,000
1,200,000
1,200,000
120,000
3,000
150
20,000
2,000
20,000
10,000
1,000
600,000
600,000
600,000
60,000
3,000
150
10,000
2,000
10,000
5,000
Not Applicable
300,000
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
10,000
2,000
3,000
Not Applicable
Not Applicable
1,500,000
1,500,000
1,500,000
150,000
3,000
150
20,000
2,000
20,000
20,000
2,000
1,200,000
1,200,000
1,200,000
120,000
3,000
150
20,000
2,000
20,000
10,000
1,000
(a) Emergency Medical Evacuation and/or Repatriation
In the event of Bodily Injury or Sickness of the Insured Person requiring medical evacuation to another location for appropriate medical treatment on the advice of a Physician, cover for the evacuation arrangements and related expenses.
(b) Return of Mortal Remains
Upon the death of the Insured Person as a result of Bodily Injury or Sickness, cover for the arrangement of the return of the Insured Person’s remains to Hong Kong SAR including the related expenses.
(c) Compassionate Visit
(d) Child Escort
In the event that the Insured Person is Confined as a result of Bodily Injury, Sickness or death during the Journey and is travelling with a child who is aged below 18 years old, cover for arrangements to return the child back to Hong Kong SAR if the child would otherwise be left unattended.
(e) Chubb Assistance – 24 Hour Telephone Hotline And Referral Services
"Chubb Assistance" provides the following telephone enquiry services:
- Interpreter Referral Service
- Medical Advice Service
- Hospital Admission Service
- Loss of Luggage and Travel Documents Assistance
Unlimited
Unlimited
20,000
20,000
Applicable
Unlimited
Unlimited
10,000
10,000
Applicable
Unlimited
Unlimited
5,000
5,000
Applicable
Unlimited
Unlimited
20,000
20,000
Applicable
Unlimited
Unlimited
20,000
20,000
Applicable
(a) Maximum amount
(b) Maximum daily benefit
10,000
500
5,000
500
Not Applicable
Not Applicable
10,000
500
10,000
500
Burns Benefit
250,000
150,000
100,000
250,000
250,000
(a) Maximum amount
(b) Maximum amount for each item/set/pair of Sports Equipment
(c) Maximum amount for Camera / Laptop Computer
(d) Maximum amount for mobile phone
(e) Maximum amount for each item/set/pair of other Personal Property
20,000
5,000
8,000
2,000
3,000
15,000
5,000
5,000
Not Applicable
3,000
5,000
3,000
3,000
Not Applicable
1,500
30,000
5,000
10,000
3,000
5,000
20,000
5,000
8,000
2,000
3,000
Personal Money
2,500
2,000
500
3,000
2,500
Loss Of Travel Documents
(a) Maximum daily benefit for accommodation or travel expenses
10,000
10,000
5,000
5,000
3,000
3,000
10,000
10,000
10,000
10,000
Trip Cancellation
(a) Maximum amount for Red Alert
30,000
10,000
15,000
3,000
10,000
3,000
50,000
20,000
30,000
10,000
(a) Special Occasion Interruption
(b) Trip Curtailment
1,000
40,000
Not Applicable
25,000
Not Applicable
10,000
2,000
50,000
1,000
40,000
Cover for any one (1) item under Section K (a) to (c) only:
After 6 hours period of delay if Public Conveyance is delayed due to adverse weather, Natural Catastrophe, Strike, mechanical fault of Public Conveyance, hijacking or airport closure, Chubb will pay for Cash Benefit.
(a) Maximum amount for Section K(a)
(a)(1) Cash Benefit for each period of delay (Each 6 hour period) of delay
(b)(1) Maximum amount for additional accommodation expenses (After 6 hours period of delay)
(b)(2) Maximum amount for additional transport expenses (After 6 hours period of delay)
(c) Forfeited travel expenses (Trip cancelled after 24-Hour period of delay)
2,000
500
1,500
5,000
3,000
1,500
250
1,000
3,000
3,000
250
250
Not Applicable
Not Applicable
Not Applicable
3,000
500
2,000
10,000
10,000
2,000
500
1,500
5,000
5,000
Baggage Delay
2,000
1,000
Not Applicable
3,000
2,000
Personal Liability
In the event that the Insured Person becomes legally liable to pay compensation for an accident which causes Bodily Injury to another person or destruction of the property of others, Chubb will pay that compensation on behalf of the Insured Person.
3,000,000
2,000,000
2,000,000
4,000,000
3,000,000
Rental Vehicle Excess
Reimburse for any excess or deductible stated in the comprehensive motor insurance which an Insured Person becomes legally liable to pay in respect of loss or damage to the Rental Vehicle caused by an accident whilst the Rental Vehicle is under the control of the Insured Person during the rental period on the Journey.
5,000
3,000
Not Applicable
5,000
5,000
Home Contents Protection
Cover the loss of Household Contents from the Insured Person’s Principal Home as a result of burglary during the Journey.
(a) Maximum amount
(b) Maximum amount for each item/set/pair
10,000
3,000
5,000
1,500
1,000
Not Applicable
20,000
3,000
10,000
3,000
Credit Card ProtectionIf the Insured Person suffers accidental death caused by a bodily injury sustained during the Journey, Chubb will pay for any outstanding balance charged to the Insured Person’s credit card(s) for goods purchased during the insured Journey.
50,000
30,000
5,000
50,000
50,000
(a) Cruise Re-route
(b) Excursion Tour Cancellation
Maximum amount under Q(b)
(b)(1) Forfeited excursion tour expenses
(b)(2) Maximum Amount of cash benefit
Amount of cash benefit (Per excursion)
(c) Excursion Tour Curtailment
Cash Benefit Maximum Amount
(c)(1) Amount of cash benefit (Per excursion)
(d) Satellite Phone Fee
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Not Applicable
10,000
10,000
10,000
2,000
1,000
2,000
1,000
3,000
5,000
5,000
5,000
1,000
500
1,000
500
1,500
For coverage details, please refer to Chubb TravelWell Protection Plan Brochure
- This insurance covers Journey departures from Hong Kong SAR only.
- This policy is valid for the purpose of leisure travel or business travel (administrative duty only).
- Age Limit:
- Under the "Individual" plan, each insured person must be aged 79 or below;
- Under the "Family" plan, the main insured person and spouse must be aged 18 to 64 and the insured child(ren) must be below 18 years old on the departure date;
- The enrollment age limit of the Insured Person refers to his/her age on the date of departure on the Journey
- Under the "Individual" plan, each insured person must be aged 79 or below;
- Departure date must be within 90 days from the application date;
- Maximum 180 days per trip;
- No premium refund will be allowed once the policy has been issued;
- Cover will automatically be extended up to maximum of 10 calendar days in the event the duration of the Journey is exceeded for any reason outside the Insured Person’s control;
- If the Insured Person is covered by more than one Chubb TravelWell Protection Plan policy underwritten by Chubb Insurance Hong Kong Limited for the same Journey, only the travel insurance policy with the greatest compensation will apply and benefits hereunder be payable;
- In the event of any discrepancy between the English and the Chinese version, the English version shall prevail;
- This plan is underwritten by Chubb Insurance Hong Kong Limited (“Chubb”). Chubb is authorized and regulated by the Commissioner of Insurance of the Hong Kong SAR and is solely responsible for all coverage and compensation under the policy.
Chubb TravelWell Protection Plan
Get an instant quote now!Chubb. Insured.™
Chubb Insurance Hong Kong Limited
Chubb Insurance Hong Kong Limited. Chubb TravelWell Protection Plan is underwritten by Chubb Insurance Hong Kong Limited. For full details of the Terms and Conditions of Chubb TravelWell Protection Plan please refer to the Chubb TravelWell Protection Plan Policy Wording and Chubb TravelWell Annual Protection Plan Policy Wording. Please read our Privacy Policy and Terms of Use for this website.
Chubb Insurance Hong Kong Limited. My Travel Cover Plan is underwritten by Chubb Insurance Hong Kong Limited. For full details of the Terms and Conditions of My Travel Cover Plan please refer to the My Travel Cover Single Trip Plan and My Travel Cover Annual Plan. Please read our Privacy Policy and Terms of Use for this website.